Title: 3-D Secure Payment Gateway by CardinalCommerce
Author: cardinalsupport
Published: <strong>June 22, 2017</strong>
Last modified: February 5, 2019

---

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![](https://ps.w.org/cardinalcommerce-oneconnect/assets/banner-772x250.jpg?rev=2107622)

This plugin **hasn’t been tested with the latest 3 major releases of WordPress**.
It may no longer be maintained or supported and may have compatibility issues when
used with more recent versions of WordPress.

![](https://ps.w.org/cardinalcommerce-oneconnect/assets/icon-256x256.jpg?rev=2107622)

# 3-D Secure Payment Gateway by CardinalCommerce

 By [cardinalsupport](https://profiles.wordpress.org/cardinalmarketing/)

[Download](https://downloads.wordpress.org/plugin/cardinalcommerce-oneconnect.1.2.8.zip)

 * [Details](https://pcd.wordpress.org/plugins/cardinalcommerce-oneconnect/#description)
 * [Reviews](https://pcd.wordpress.org/plugins/cardinalcommerce-oneconnect/#reviews)
 * [Development](https://pcd.wordpress.org/plugins/cardinalcommerce-oneconnect/#developers)

 [Support](https://wordpress.org/support/plugin/cardinalcommerce-oneconnect/)

## Description

### 3-D Secure Payment Gateway by CardinalCommerce

Cardinal Consumer Authentication, leveraging 3-D Secure, helps you:
 1. Reduce fraud
2. Accept more sales and improve authorization rates 3. Comply with regulations 
like PSD2-SCA (in Europe) 4. Reduce manual review for fraud 5. Cut chargeback fees

Compatible with the following payment service providers (PSPs):
 * Authorize.net*
Chase Paymentech * CyberSource * First Data * Heartland * Network Merchants (NMI)*
PayPal PayflowPro * And more

Support for Visa, MasterCard, Discover, American Express, JCB, and Diner’s Club.

Call 877-352-8444 to receive credentials and get started!

### Protect Your Online Store From Fraud with 3-D Secure

CardinalCommerce (a wholly owned subsidiary of Visa) offers a rules-based 3-D Secure(
3DS) solution called Cardinal Consumer Authentication. Protect your web store from
fraud, reduce false declines, reduce manual review of orders, and improve your authorizations.

Supports Verified by Visa (VbV), Mastercard SecureCode/Identity Check, Discover 
ProtectBuy, and American Express Amex Safekey.

### Activate Cardinal Consumer Authentication to Comply with PSD2 SCA

If you sell to consumers in the European Economic Area (EEA), and use acquiring 
services in the EEA, then you will be required to comply with the PSD2 requirement
for Strong Customer Authentication (SCA). Your online store must support SCA for
all digital transactions starting September 14, 2019. (Mastercard will require issuers,
merchants, and acquirers to support SCA in the EEA starting in April, 2019.)

EEA countries include Austria, Belgium, Bulgaria, Czech Republic, Cyprus, Denmark,
Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia,
Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal,
Romania, Slovakia, Slovenia, Spain, Sweden and the UK.

### How 3-D Secure Solves for SCA

EMV® 3-D Secure (commonly known as 3DS 2.0) authenticates Card-Not-Present transactions
to reduce fraud and false declines, and to increase good orders, with a better checkout
experience for consumers. The PSD2 SCA requirement can be fulfilled by 3-D Secure
because it works on any device and enables two-factor authentication.

### Why Cardinal Consumer Authentication is THE Merchant Solution

Cardinal Consumer Authentication is an industry-leading solution for merchants to
authenticate digital transactions, leveraging 3-D Secure. CCA balances the risk 
of the transaction with the consumer experience and authenticates most transactions
behind the scenes. There is no consumer impact or interruption to the checkout process
in most cases, and CCA uses consumer-friendly challenge methods to limit friction
when necessary.

EMV® is a registered trademark in the U.S. and other countries and an unregistered
trademark elsewhere. The EMV trademark is owned by EMVCo, LLC

### Resources

 * [Why do I need 3-D Secure or Strong Consumer Authentication?](https://www.cardinalcommerce.com/3-d-secure-2-0)
 * [What is Strong Consumer Authentication?](https://payments.cardinalcommerce.com/about-fraud-the-growing-importance-of-3-d-secure-and-psd2)
 * [How do I get ready for PSD2 compliance?](https://www.cardinalcommerce.com/products/psd2)

## FAQ

  How do I get my Cardinal credentials?

Call or email CardinalCommerce once you have the plugin installed. Call us at 877-
352-8444 or email info@cardinalcommerce.com

## Reviews

![](https://secure.gravatar.com/avatar/3385650112fa27eab0d1df2f5f0693150d2a6ab338f867e2de0189432b262e2c?
s=60&d=retro&r=g)

### 󠀁[works, but you have to call them](https://wordpress.org/support/topic/works-but-you-have-to-call-them/)󠁿

 [berolstein](https://profiles.wordpress.org/berolstein/) November 17, 2017

Turns out that the version on here works with all the gateways they list but only
authorize.net has a screen to just put in your account Once I figured out to call
in they handled it from there for me through support and they helped test it to 
make sure i wouldn’t be getting any more chargebacks

![](https://secure.gravatar.com/avatar/665d04d572f218f5c0dca4035c25c4b76874c15f39df8b74d1ed2213e5fb0573?
s=60&d=retro&r=g)

### 󠀁[Great for authorize.net/3D-Secure](https://wordpress.org/support/topic/great-for-authorize-net-3d-secure/)󠁿

 [aroberts4781](https://profiles.wordpress.org/aroberts4781/) October 25, 2017

Works to connect to authorize.net and 3D secure if you’re using that.

 [ Read all 2 reviews ](https://wordpress.org/support/plugin/cardinalcommerce-oneconnect/reviews/)

## Contributors & Developers

“3-D Secure Payment Gateway by CardinalCommerce” is open source software. The following
people have contributed to this plugin.

Contributors

 *   [ cardinalsupport ](https://profiles.wordpress.org/cardinalmarketing/)
 *   [ William Littlefield ](https://profiles.wordpress.org/williamjlittlefield/)

“3-D Secure Payment Gateway by CardinalCommerce” has been translated into 1 locale.
Thank you to [the translators](https://translate.wordpress.org/projects/wp-plugins/cardinalcommerce-oneconnect/contributors)
for their contributions.

[Translate “3-D Secure Payment Gateway by CardinalCommerce” into your language.](https://translate.wordpress.org/projects/wp-plugins/cardinalcommerce-oneconnect)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/cardinalcommerce-oneconnect/),
check out the [SVN repository](https://plugins.svn.wordpress.org/cardinalcommerce-oneconnect/),
or subscribe to the [development log](https://plugins.trac.wordpress.org/log/cardinalcommerce-oneconnect/)
by [RSS](https://plugins.trac.wordpress.org/log/cardinalcommerce-oneconnect/?limit=100&mode=stop_on_copy&format=rss).

## Changelog

#### 2019.01.22 – Version 1.2.8

 * Include information regarding PSD2
 * Test up to WordPress 5.0.3
 * Add optional merchant messaging to display in iFrame

#### 2018.08.01 – Version 1.2.7

 * Change JavaScript URL for staging and production

#### 2018.08.01 – Version 1.2.6

 * Fix shipping name

#### 2018.07.20 – Version 1.2.5

 * Add support for different instances

#### 2018.06.08 – Version 1.2.4

 * Add emulation mode for testing transactions as admin

#### 2018.05.22 – Version 1.2.3

 * Place fraud filtered orders in state returned by processor

#### 2018.04.16 – Version 1.2.2

 * Add handling for Authorize.net fraud detection codes

#### 2018.04.03 – Version 1.2.1

 * Add email and invoice number to authorization
 * Add action code to order details

#### 2018.03.28 – Version 1.2.0

 * Operability with a wider variety of WooCommerce configurations
 * Simplify plugin configuration by removing Processor ID, Merchant ID, and Transaction
   Password
 * Support payment brand icon customization

#### 2017.11.07 – Version 1.1.0

 * Added Enable / Disable gateway functionality in settings
 * Add payment brand logos to payment gateway
 * Fixed jQuery reload bug, ensuring plugin functionality even if jQuery is loaded
   twice

#### 2017.04.12 – Version 1.0

 * First release

## Meta

 *  Version **1.2.8**
 *  Last updated **7 years ago**
 *  Active installations **20+**
 *  WordPress version ** 4.6 or higher **
 *  Tested up to **5.0.25**
 *  Languages
 * [Dutch](https://nl.wordpress.org/plugins/cardinalcommerce-oneconnect/) and [English (US)](https://wordpress.org/plugins/cardinalcommerce-oneconnect/).
 *  [Translate into your language](https://translate.wordpress.org/projects/wp-plugins/cardinalcommerce-oneconnect)
 * Tags
 * [3ds](https://pcd.wordpress.org/plugins/tags/3ds/)[authentication](https://pcd.wordpress.org/plugins/tags/authentication/)
   [payment](https://pcd.wordpress.org/plugins/tags/payment/)[PSD2](https://pcd.wordpress.org/plugins/tags/psd2/)
 *  [Advanced View](https://pcd.wordpress.org/plugins/cardinalcommerce-oneconnect/advanced/)

## Ratings

 5 out of 5 stars.

 *  [  2 5-star reviews     ](https://wordpress.org/support/plugin/cardinalcommerce-oneconnect/reviews/?filter=5)
 *  [  0 4-star reviews     ](https://wordpress.org/support/plugin/cardinalcommerce-oneconnect/reviews/?filter=4)
 *  [  0 3-star reviews     ](https://wordpress.org/support/plugin/cardinalcommerce-oneconnect/reviews/?filter=3)
 *  [  0 2-star reviews     ](https://wordpress.org/support/plugin/cardinalcommerce-oneconnect/reviews/?filter=2)
 *  [  0 1-star reviews     ](https://wordpress.org/support/plugin/cardinalcommerce-oneconnect/reviews/?filter=1)

[Your review](https://wordpress.org/support/plugin/cardinalcommerce-oneconnect/reviews/#new-post)

[See all reviews](https://wordpress.org/support/plugin/cardinalcommerce-oneconnect/reviews/)

## Contributors

 *   [ cardinalsupport ](https://profiles.wordpress.org/cardinalmarketing/)
 *   [ William Littlefield ](https://profiles.wordpress.org/williamjlittlefield/)

## Support

Got something to say? Need help?

 [View support forum](https://wordpress.org/support/plugin/cardinalcommerce-oneconnect/)