Title: ShopWired Payments
Author: ShopWired Payments
Published: <strong>October 14, 2026</strong>
Last modified: October 14, 2026

---

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# ShopWired Payments

 By [ShopWired Payments](https://profiles.wordpress.org/shopwiredpayments/)

[Download](https://downloads.wordpress.org/plugin/shopwired-payments.1.0.7.zip)

 * [Details](https://pcd.wordpress.org/plugins/shopwired-payments/#description)
 * [Reviews](https://pcd.wordpress.org/plugins/shopwired-payments/#reviews)
 *  [Installation](https://pcd.wordpress.org/plugins/shopwired-payments/#installation)
 * [Development](https://pcd.wordpress.org/plugins/shopwired-payments/#developers)

 [Support](https://wordpress.org/support/plugin/shopwired-payments/)

## Description

#### Accept payments on WooCommerce with ShopWired Payments

ShopWired Payments makes it simple to accept secure debit and credit card payments
on your WooCommerce store, with competitive transaction fees and no ongoing monthly
charges.

Whether you’re launching a new store or looking for an alternative to your existing
payment provider, ShopWired Payments offers straightforward pricing, a convenient
checkout experience and an easy way to get started.

**Explore the demo store**

See how ShopWired Payments fits into a WooCommerce checkout. [Visit our demo store](https://swpcore-wp-demo.shopwired.io/).

#### Simple, transparent pricing

Accept card payments with straightforward transaction fees:

 * **UK consumer cards:** 0.80% + 15p per transaction
 * **All other cards:** 1.60% + 15p per transaction
 * **No monthly fees**
 * **No minimum processing commitment**
 * **No contract**

[Learn more about ShopWired Payments](https://www.shopwired.co.uk/woo-payments?utm_source=wordpress.org&utm_medium=referral&utm_campaign=woocommerce_plugin)

#### Why choose ShopWired Payments?

**A convenient checkout experience**

Give your customers a straightforward way to pay for their orders using debit or
credit cards.

Choose between two checkout experiences:

 * **Embedded checkout:** Customers enter their payment details through a secure
   payment form within your WooCommerce checkout.
 * **Hosted checkout:** Customers are redirected to a secure ShopWired Payments 
   payment page to complete their purchase.

Both options allow you to accept payments without handling sensitive card information
directly.

**Works with your WooCommerce checkout**

ShopWired Payments supports both traditional WooCommerce checkout pages and the 
newer WooCommerce Checkout Blocks.

You can use the plugin with either checkout experience without needing to change
how your store is built.

**Easy account connection**

Connecting your WooCommerce store to ShopWired Payments is straightforward.

There’s no need to manually generate, copy or configure API keys. Simply install
the plugin and follow the connection process to link your ShopWired Payments account.

**Secure payment processing**

Customer card details are entered into a secure payment form hosted by ShopWired
Payments.

The plugin does not collect or store customers’ card details. Payment information
is processed through ShopWired Payments, and payment status is communicated back
to WooCommerce.

#### Features at a glance

 * Accept one-off debit and credit card payments
 * Competitive transaction-based pricing
 * Secure embedded checkout
 * Secure hosted checkout option
 * Compatible with classic WooCommerce checkout
 * Compatible with WooCommerce Checkout Blocks
 * Simple account connection without manual API keys
 * Payment status communicated to WooCommerce
 * No advertising or usage telemetry within the plugin

**Please note:** ShopWired Payments currently supports one-off payments only. Subscriptions
and recurring payments are not supported.

### External services and data sharing

This plugin connects to ShopWired Payments, an external payment processing service,
to enable merchants to accept payments through WooCommerce.

The plugin communicates with:

https://swpcore.shopwired.io

When you connect your ShopWired Payments account, the plugin shares the website 
and connection information necessary to establish and maintain that connection. 
This includes the site’s HTTPS URL, callback and event URLs, a one-time site proof
and the permissions requested.

When a customer reaches checkout, the plugin may send order and customer information
to ShopWired Payments to prepare a payment session. This can happen before the customer
enters or submits their payment details.

This information can include the order reference, amount, currency, purchased products,
tax and shipping costs, and the customer’s name, billing address, email address 
and telephone number.

When a payment is submitted, the plugin exchanges the information necessary to process
the transaction. It also authenticates requests using installation credentials and
receives or retrieves payment status information so WooCommerce can update orders
appropriately.

Customer card details are entered into a ShopWired Payments-hosted payment form 
and are not collected or stored by the plugin. The hosted form may load payment-
processor software or redirect to a payment provider to complete the transaction.

Simply installing or activating the plugin does not send information to ShopWired
Payments.

The plugin does not include advertising or usage telemetry. Its own JavaScript and
CSS are bundled as readable source, and it has no private auto-updater.

For further information, please see:

 * [ShopWired Payments Terms](https://swpcore.shopwired.io/docs#/help/terms)
 * [ShopWired Payments Privacy Policy](https://swpcore.shopwired.io/docs#/help/privacy)

### Upgrading from earlier private versions

If your old plugin uses the shopwiredpay-for-woocommerce directory, deactivate it
before activating this shopwired-payments package. Never activate both copies. Keep
the default preserve-data setting and back up before updating. Saved settings, encrypted
connections, payment records and return links are preserved during the storage-prefix
migration. If data conflicts or cannot be migrated, payment processing pauses with
an admin notice; retry the update or contact support. Do not downgrade after migration.
Previously cancelled orders are not automatically reopened.

### Data and uninstall

Encrypted installation credentials, one-off payment-session records and payment-
event identifiers are stored locally. Deactivation stops plugin-side scheduled work
but preserves connection and payment data. Uninstall also preserves data by default.

Data deletion is opt-in through the Uninstall data setting in WooCommerce > ShopWired
Payments. If enabled, uninstall permanently removes the plugin’s one-off payment-
session records, shared event-receipt table, settings, pending connection state 
and encrypted credentials. Back up and reconcile orders first. WooCommerce financial
records are not deleted by this plugin.

Historical recurring-payment tables from older versions are retained, even during
opt-in deletion. The plugin does not operate or cancel existing subscriptions or
other Core-managed collections. Do not upgrade a store with active ShopWiredPay 
subscriptions until they have been migrated or cancelled and reconciled. Uninstall
never makes remote payment or cancellation changes.

The plugin adds suggested disclosure text to WordPress’s Privacy Policy Guide. Store
owners remain responsible for their privacy notice and the legal basis for sharing
customer and order data.

### Trademarks

ShopWired and ShopWiredPay are marks of their respective owners. WooCommerce and
WordPress are marks of their respective owners. This plugin’s use of those names
describes compatibility and does not transfer ownership of any mark.

## Installation

Getting started with ShopWired Payments takes just a few steps. WooCommerce 11.0
or later must be installed and active.

 1. Install and activate the ShopWired Payments plugin on your WordPress website.
 2. Open WooCommerce > ShopWired Payments.
 3. Follow the connection process to link your ShopWired Payments account.
 4. Choose your preferred checkout experience.
 5. Enable ShopWired Payments as a payment method.

You’ll need a ShopWired Payments account to accept payments.

[Create a ShopWired Payments account](https://swpcore.shopwired.io/woo/open-account)

## FAQ

### Do I need a ShopWired Payments account?

Yes. You’ll need an account to process payments. You can [create a ShopWired Payments account](https://swpcore.shopwired.io/woo/open-account).

### How much does ShopWired Payments cost?

UK consumer card transactions are charged at 0.80% + 15p. All other card transactions
are charged at 1.60% + 15p. There are no monthly fees, no minimum processing commitment
and no contract.

### Will customers leave my website to pay?

That depends on your checkout settings. You can display the secure payment form 
directly within your WooCommerce checkout or redirect customers to a hosted payment
page.

### Does the plugin support WooCommerce Checkout Blocks?

Yes. Both classic WooCommerce checkout and Checkout Blocks are supported.

### Do I need to configure API keys?

No. The plugin provides an account connection process that does not require manually
copying API keys.

### Does the plugin store customers’ card details?

No. Card details are entered into a secure payment form hosted by ShopWired Payments.
The plugin does not collect or store card details.

### Can I accept subscription payments?

No. The plugin currently supports one-off payments only. Recurring payments and 
subscriptions are not supported.

### Does installing the plugin automatically send information to ShopWired Payments?

No. Simply installing and activating the plugin does not send information to ShopWired
Payments. Information is exchanged when you connect your account or when the plugin
prepares or processes payments.

### Where can I get help?

Visit [ShopWired Payments support](https://swpcore.shopwired.io/docs#/help/contact-support).

Report suspected security vulnerabilities privately through support, not in a public
forum. Include the plugin version and reproduction steps, but never passwords, card
data or live credentials.

## Reviews

There are no reviews for this plugin.

## Contributors & Developers

“ShopWired Payments” is open source software. The following people have contributed
to this plugin.

Contributors

 *   [ ShopWired Payments ](https://profiles.wordpress.org/shopwiredpayments/)

[Translate “ShopWired Payments” into your language.](https://translate.wordpress.org/projects/wp-plugins/shopwired-payments)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/shopwired-payments/),
check out the [SVN repository](https://plugins.svn.wordpress.org/shopwired-payments/),
or subscribe to the [development log](https://plugins.trac.wordpress.org/log/shopwired-payments/)
by [RSS](https://plugins.trac.wordpress.org/log/shopwired-payments/?limit=100&mode=stop_on_copy&format=rss).

## Meta

 *  Version **1.0.7**
 *  Last updated **2 days ago**
 *  Active installations **Fewer than 10**
 *  WordPress version ** 7.0 or higher **
 *  Tested up to **7.1.3**
 *  PHP version ** 8.1 or higher **
 *  Language
 * [English (US)](https://wordpress.org/plugins/shopwired-payments/)
 * Tags
 * [Hosted Checkout](https://pcd.wordpress.org/plugins/tags/hosted-checkout/)[payment gateway](https://pcd.wordpress.org/plugins/tags/payment-gateway/)
   [payments](https://pcd.wordpress.org/plugins/tags/payments/)[woocommerce](https://pcd.wordpress.org/plugins/tags/woocommerce/)
 *  [Advanced View](https://pcd.wordpress.org/plugins/shopwired-payments/advanced/)

## Ratings

No reviews have been submitted yet.

[Your review](https://wordpress.org/support/plugin/shopwired-payments/reviews/#new-post)

[See all reviews](https://wordpress.org/support/plugin/shopwired-payments/reviews/)

## Contributors

 *   [ ShopWired Payments ](https://profiles.wordpress.org/shopwiredpayments/)

## Support

Got something to say? Need help?

 [View support forum](https://wordpress.org/support/plugin/shopwired-payments/)