{"id":161824,"date":"2022-08-29T21:43:52","date_gmt":"2022-08-29T21:43:52","guid":{"rendered":"https:\/\/wordpress.org\/plugins\/phoenixgate-payment-gateway-for-woocommerce\/"},"modified":"2026-02-12T19:27:13","modified_gmt":"2026-02-12T19:27:13","slug":"wc-phoenixgate-payment-gateway","status":"publish","type":"plugin","link":"https:\/\/pcd.wordpress.org\/plugins\/wc-phoenixgate-payment-gateway\/","author":18417231,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_crdt_document":"","version":"2.3.0","stable_tag":"2.3.0","tested":"6.9.4","requires":"4.0.0","requires_php":"","requires_plugins":null,"header_name":"Payment Gateway for PhoeniXGate on WooCommerce","header_author":"WPSPIN LLC","header_description":"Phoenix\u2019s unified e-commerce and multi-channel gateway solution for the payments industry.","assets_banners_color":"301260","last_updated":"2026-02-12 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Enable PhoeniXGate payment gateway in WooCommerce Payments settings"},{"src":"https:\/\/ps.w.org\/wc-phoenixgate-payment-gateway\/assets\/screenshot-2.png?rev=2777435","caption":"\ud83d\udd27 PhoeniXGate Credit Card gateway settings page"},{"src":"https:\/\/ps.w.org\/wc-phoenixgate-payment-gateway\/assets\/screenshot-3.png?rev=2777435","caption":"\ud83d\udcb3 Checkout page showing the PhoeniXGate credit card form"},{"src":"https:\/\/ps.w.org\/wc-phoenixgate-payment-gateway\/assets\/screenshot-4.png?rev=2911730","caption":"\ud83c\udfe6 E-check (ACH) payment gateway form at checkout"}],"raw_content":"<!--section=description-->\n<p>\ud83d\udcb3 <strong>Payment Gateway for PhoeniXGate on WooCommerce<\/strong> brings the power of Phoenix's omni-channel payment platform directly to your WooCommerce store. Accept credit card and e-check (ACH) payments seamlessly \u2014 all through a single, secure connection.<\/p>\n\n<p>PhoeniXGate is a fully managed payment infrastructure built for the modern payments industry. Whether you run a small online shop or a large multi-site network, this plugin gives you everything you need to process payments confidently.<\/p>\n\n<h4>\u26a1 Key Features<\/h4>\n\n<ul>\n<li>\ud83d\udcb3 <strong>Credit Card Payments<\/strong> \u2014 Accept Visa, Mastercard, and other major cards at checkout.<\/li>\n<li>\ud83c\udfe6 <strong>E-Check \/ ACH Payments<\/strong> \u2014 Let customers pay directly from their bank account using routing and account numbers.<\/li>\n<li>\ud83d\udd04 <strong>Easy Refunds<\/strong> \u2014 Process full or partial refunds for credit card transactions right from the WooCommerce order screen.<\/li>\n<li>\ud83e\uddea <strong>Test Mode<\/strong> \u2014 Safely test your entire payment flow using sandbox credentials before going live. Use test card <code>4111111111111111<\/code> to simulate transactions.<\/li>\n<li>\ud83d\udc1b <strong>Debug Logging<\/strong> \u2014 Enable detailed API error logs under WooCommerce &gt; Status &gt; Logs for easy troubleshooting.<\/li>\n<li>\ud83c\udf10 <strong>WordPress Multisite Support<\/strong> \u2014 Works on single-site and multisite (network) installations. Each site can have its own gateway configuration.<\/li>\n<li>\ud83d\udd12 <strong>Secure by Design<\/strong> \u2014 Card data is transmitted directly to PhoeniXGate's API and is never stored on your server.<\/li>\n<li>\u2705 <strong>Real-Time Validation<\/strong> \u2014 Built-in client-side validation catches card number, expiry, and CVV errors before the form is submitted.<\/li>\n<li>\ud83d\udee0\ufe0f <strong>Independent Gateway Controls<\/strong> \u2014 Enable or disable credit card and e-check gateways separately, each with their own API credentials.<\/li>\n<li>\ud83c\udf0d <strong>Translation Ready<\/strong> \u2014 Fully internationalized with a .pot file included for easy localization.<\/li>\n<\/ul>\n\n<h4>\ud83c\udfaf Use Cases<\/h4>\n\n<ol>\n<li>\ud83d\uded2 <strong>Online Retail Store<\/strong> \u2014 Sell physical products (clothing, electronics, home goods) and accept credit card payments at checkout.<\/li>\n<li>\ud83c\udf93 <strong>Online Course Platform<\/strong> \u2014 Collect tuition or course fees from students via credit card or e-check.<\/li>\n<li>\ud83c\udf55 <strong>Food &amp; Beverage Orders<\/strong> \u2014 Accept online payments for restaurant takeout, catering, or meal-kit deliveries.<\/li>\n<li>\ud83d\udcbc <strong>Professional Services<\/strong> \u2014 Freelancers, consultants, and agencies can invoice clients and collect payments through their WooCommerce store.<\/li>\n<li>\ud83c\udfe2 <strong>B2B Wholesale<\/strong> \u2014 Business buyers often prefer paying via e-check (ACH). Offer both card and bank transfer options on one checkout page.<\/li>\n<li>\ud83c\udf9f\ufe0f <strong>Event Tickets &amp; Registrations<\/strong> \u2014 Sell tickets for conferences, workshops, or community events and process payments instantly.<\/li>\n<li>\ud83d\udc9d <strong>Nonprofit &amp; Donation Sites<\/strong> \u2014 Accept one-time donations via credit card or e-check through a WooCommerce-powered donation page.<\/li>\n<li>\ud83c\udfe0 <strong>Rent &amp; Fee Collection<\/strong> \u2014 Property managers or HOAs can collect monthly payments via e-check for lower processing fees.<\/li>\n<li>\ud83c\udf10 <strong>WordPress Multisite Networks<\/strong> \u2014 Agencies or franchises running multiple stores on a single WordPress multisite can configure PhoeniXGate independently per site.<\/li>\n<li>\ud83d\udce6 <strong>Subscription Boxes &amp; Memberships<\/strong> \u2014 Use with WooCommerce membership or subscription plugins to collect initial payments via PhoeniXGate at sign-up.<\/li>\n<li>\ud83d\udd27 <strong>Service Booking &amp; Appointments<\/strong> \u2014 Pair with a booking plugin to collect payment when customers schedule appointments (salons, clinics, repair services).<\/li>\n<li>\ud83d\udda5\ufe0f <strong>Digital Products &amp; Downloads<\/strong> \u2014 Sell software, eBooks, templates, or digital art and collect payment instantly at checkout.<\/li>\n<\/ol>\n\n<h4>\u2699\ufe0f Settings &amp; Configuration Guide<\/h4>\n\n<p>Setting up PhoeniXGate is quick and straightforward. Follow these steps:<\/p>\n\n<p><strong>Step 1 \u2014 Install &amp; Activate<\/strong><\/p>\n\n<ol>\n<li>Upload the plugin folder to <code>\/wp-content\/plugins\/<\/code> or install it from the WordPress plugin directory.<\/li>\n<li>Go to <strong>Plugins \u2192 Installed Plugins<\/strong> and click <strong>Activate<\/strong> on \"Payment Gateway for PhoeniXGate on WooCommerce\".<\/li>\n<li>Make sure <strong>WooCommerce<\/strong> is already installed and active.<\/li>\n<\/ol>\n\n<p><strong>Step 2 \u2014 Configure Credit Card Gateway<\/strong><\/p>\n\n<ol>\n<li>Go to <strong>WooCommerce \u2192 Settings \u2192 Payments<\/strong>.<\/li>\n<li>Find <strong>\"PhoeniXGate Credit Cards\"<\/strong> in the list and click <strong>Manage<\/strong> (or toggle it on and click <strong>Set up<\/strong>).<\/li>\n<li>Fill in the settings:<\/li>\n<\/ol>\n\n<ul>\n<li>\u2705 <strong>Enable\/Disable<\/strong> \u2014 Check this box to enable the credit card gateway.<\/li>\n<li>\ud83d\udcdd <strong>Title<\/strong> \u2014 The name customers see at checkout (e.g., \"Credit Card\").<\/li>\n<li>\ud83d\udcdd <strong>Description<\/strong> \u2014 A short message shown below the title (e.g., \"Pay securely with your credit card.\").<\/li>\n<li>\ud83e\uddea <strong>Test Mode<\/strong> \u2014 Check this to use sandbox credentials. Uncheck when you are ready to go live.<\/li>\n<li>\ud83d\udc1b <strong>Debug Log<\/strong> \u2014 Check this to log API errors. View logs at <strong>WooCommerce \u2192 Status \u2192 Logs<\/strong>.<\/li>\n<li>\ud83d\udd17 <strong>Test API URL<\/strong> \u2014 Your PhoeniXGate sandbox API endpoint (provided by Phoenix Managed Networks).<\/li>\n<li>\ud83d\udc64 <strong>Test Username<\/strong> \u2014 Your sandbox API username.<\/li>\n<li>\ud83d\udd11 <strong>Test Password<\/strong> \u2014 Your sandbox API password.<\/li>\n<li>\ud83d\udd17 <strong>Live API URL<\/strong> \u2014 Your production API endpoint.<\/li>\n<li>\ud83d\udc64 <strong>Live Username<\/strong> \u2014 Your production API username.<\/li>\n<li>\ud83d\udd11 <strong>Live Password<\/strong> \u2014 Your production API password.<\/li>\n<\/ul>\n\n<ol>\n<li>Click <strong>Save changes<\/strong>.<\/li>\n<\/ol>\n\n<p><strong>Step 3 \u2014 Configure E-Check \/ ACH Gateway (Optional)<\/strong><\/p>\n\n<ol>\n<li>On the same <strong>WooCommerce \u2192 Settings \u2192 Payments<\/strong> page, find <strong>\"PhoeniXGate Check Payment\"<\/strong> and click <strong>Manage<\/strong>.<\/li>\n<li>Fill in the same fields as above (the e-check gateway uses its own separate credentials).<\/li>\n<li>Click <strong>Save changes<\/strong>.<\/li>\n<\/ol>\n\n<p><strong>Step 4 \u2014 Test Your Setup<\/strong><\/p>\n\n<ol>\n<li>Make sure <strong>Test Mode<\/strong> is enabled on whichever gateway you want to test.<\/li>\n<li>Go to your store's checkout page and place a test order.\n\n<ul>\n<li>For credit cards, use card number <code>4111111111111111<\/code> with any future expiry date and any 3-digit CVV.<\/li>\n<li>For e-checks, use routing number <code>123456789<\/code> with any account number.<\/li>\n<\/ul><\/li>\n<li>Confirm the order is marked as <strong>Completed<\/strong> in <strong>WooCommerce \u2192 Orders<\/strong>.<\/li>\n<li>Check <strong>WooCommerce \u2192 Status \u2192 Logs<\/strong> for any error messages if the transaction fails.<\/li>\n<\/ol>\n\n<p><strong>Step 5 \u2014 Go Live<\/strong><\/p>\n\n<ol>\n<li>Go back to the gateway settings and <strong>uncheck Test Mode<\/strong>.<\/li>\n<li>Enter your <strong>Live API URL<\/strong>, <strong>Live Username<\/strong>, and <strong>Live Password<\/strong> (provided by Phoenix Managed Networks).<\/li>\n<li>Click <strong>Save changes<\/strong>. Your store is now processing real payments!<\/li>\n<\/ol>\n\n<p><strong>\ud83d\udca1 Tip:<\/strong> You can enable both credit card and e-check gateways at the same time. Customers will see both options at checkout and can choose their preferred payment method.<\/p>\n\n<h4>\ud83e\udd1d Works Great With These Popular Plugins<\/h4>\n\n<p>PhoeniXGate integrates with WooCommerce, so it naturally works alongside the entire WooCommerce ecosystem. Here are some popular plugins it pairs well with:<\/p>\n\n<ul>\n<li>\ud83d\uded2 <strong>WooCommerce<\/strong> (required) \u2014 The foundation. PhoeniXGate registers as a native WooCommerce payment gateway.<\/li>\n<li>\ud83d\udce6 <strong>WooCommerce Subscriptions<\/strong> \u2014 Collect the initial subscription payment through PhoeniXGate when customers sign up.<\/li>\n<li>\ud83d\udc65 <strong>WooCommerce Memberships<\/strong> \u2014 Gate content behind membership plans and collect payment at registration.<\/li>\n<li>\ud83d\udcca <strong>WooCommerce PDF Invoices &amp; Packing Slips<\/strong> \u2014 Automatically generate invoices for orders paid through PhoeniXGate.<\/li>\n<li>\ud83d\udce7 <strong>WooCommerce Email Customizer<\/strong> \u2014 Customize the order confirmation and payment receipt emails sent after a PhoeniXGate transaction.<\/li>\n<li>\ud83e\uddfe <strong>WooCommerce Cart &amp; Checkout Add-ons<\/strong> \u2014 Add custom fees, gift wrapping, or special instructions at checkout alongside PhoeniXGate.<\/li>\n<li>\ud83d\udcc5 <strong>WooCommerce Bookings<\/strong> \u2014 Accept payments for appointment-based or date-based services through PhoeniXGate at checkout.<\/li>\n<li>\ud83d\ude9a <strong>WooCommerce Shipping plugins (Table Rate, Flat Rate, etc.)<\/strong> \u2014 Calculate shipping costs and collect total payment (including shipping) via PhoeniXGate.<\/li>\n<li>\ud83d\udd0d <strong>WooCommerce Google Analytics Integration<\/strong> \u2014 Track completed purchases and e-commerce events for transactions processed through PhoeniXGate.<\/li>\n<li>\ud83d\udcb0 <strong>WooCommerce Dynamic Pricing &amp; Discounts<\/strong> \u2014 Apply dynamic pricing rules or bulk discounts, and the adjusted total is processed by PhoeniXGate.<\/li>\n<li>\ud83c\udf10 <strong>WPML \/ Polylang<\/strong> \u2014 Translate your checkout page (including the PhoeniXGate payment form title and description) into multiple languages.<\/li>\n<li>\ud83d\udd10 <strong>Wordfence \/ Sucuri Security<\/strong> \u2014 Keep your store secure while processing payments. PhoeniXGate transmits card data directly to the API, so no sensitive data is stored locally.<\/li>\n<li>\u26a1 <strong>WP Super Cache \/ W3 Total Cache<\/strong> \u2014 Speed up your store pages. The checkout and payment processing are dynamic and work correctly with page caching plugins.<\/li>\n<li>\ud83d\udcf1 <strong>Starter Templates \/ Starter Sites (e.g., Starter Templates by Starter Templates)<\/strong> \u2014 Build your store quickly with pre-designed WooCommerce templates and add PhoeniXGate as the payment method.<\/li>\n<\/ul>\n\n<h4>\ud83d\udd12 Security Notes<\/h4>\n\n<ul>\n<li>Card numbers, CVVs, and bank account details are sent directly to the PhoeniXGate API over HTTPS. They are <strong>never stored<\/strong> in your WordPress database.<\/li>\n<li>Always use <strong>HTTPS\/SSL<\/strong> on your site when accepting payments.<\/li>\n<li>The plugin sanitizes all user input on the server side using WordPress sanitization functions.<\/li>\n<li>Enable <strong>Debug Mode<\/strong> only when troubleshooting \u2014 disable it in production to avoid logging sensitive request details.<\/li>\n<\/ul>\n\n<!--section=installation-->\n<h4>\ud83d\udce5 Automatic Installation (Recommended)<\/h4>\n\n<ol>\n<li>Go to <strong>Plugins \u2192 Add New<\/strong> in your WordPress admin.<\/li>\n<li>Search for <strong>\"Payment Gateway for PhoeniXGate\"<\/strong>.<\/li>\n<li>Click <strong>Install Now<\/strong>, then <strong>Activate<\/strong>.<\/li>\n<li>Go to <strong>WooCommerce \u2192 Settings \u2192 Payments<\/strong> to configure your gateway.<\/li>\n<\/ol>\n\n<h4>\ud83d\udcc2 Manual Installation<\/h4>\n\n<ol>\n<li>Download the plugin ZIP file.<\/li>\n<li>Upload the plugin folder to the <code>\/wp-content\/plugins\/<\/code> directory (or use <strong>Plugins \u2192 Add New \u2192 Upload Plugin<\/strong>).<\/li>\n<li>Activate the plugin through the <strong>Plugins<\/strong> menu in WordPress.<\/li>\n<li>Go to <strong>WooCommerce \u2192 Settings \u2192 Payments<\/strong> to configure PhoeniXGate.<\/li>\n<\/ol>\n\n<h4>\ud83c\udf10 Multisite Installation<\/h4>\n\n<ol>\n<li>Upload the plugin to <code>\/wp-content\/plugins\/<\/code>.<\/li>\n<li>Network Activate the plugin from the <strong>Network Admin \u2192 Plugins<\/strong> screen, or activate it on individual sites.<\/li>\n<li>Make sure WooCommerce is active either network-wide or on the site where you want to use PhoeniXGate.<\/li>\n<li>Configure gateway settings on each site independently via <strong>WooCommerce \u2192 Settings \u2192 Payments<\/strong>.<\/li>\n<\/ol>\n\n<h4>\u2705 Requirements<\/h4>\n\n<ul>\n<li>WordPress 4.0.0 or higher<\/li>\n<li>WooCommerce plugin installed and active<\/li>\n<li>PHP 7.0 or higher (recommended)<\/li>\n<li>SSL certificate (HTTPS) for live payment processing<\/li>\n<\/ul>\n\n<!--section=faq-->\n<dl>\n<dt id=\"%F0%9F%92%B3%20what%20payment%20methods%20does%20this%20plugin%20support%3F\"><h3>\ud83d\udcb3 What payment methods does this plugin support?<\/h3><\/dt>\n<dd><p>The plugin supports two payment methods: <strong>Credit Card<\/strong> payments and <strong>E-Check (ACH)<\/strong> payments. Both can be enabled independently.<\/p><\/dd>\n<dt id=\"%F0%9F%A7%AA%20how%20do%20i%20test%20the%20plugin%20before%20going%20live%3F\"><h3>\ud83e\uddea How do I test the plugin before going live?<\/h3><\/dt>\n<dd><p>Enable <strong>Test Mode<\/strong> in the gateway settings and use the sandbox API credentials provided by Phoenix Managed Networks. Use test card number <code>4111111111111111<\/code> for credit cards or routing number <code>123456789<\/code> for e-checks.<\/p><\/dd>\n<dt id=\"%F0%9F%94%91%20where%20do%20i%20get%20my%20api%20credentials%3F\"><h3>\ud83d\udd11 Where do I get my API credentials?<\/h3><\/dt>\n<dd><p>Your API URL, username, and password are provided by <strong>Phoenix Managed Networks<\/strong>. Contact them to set up your merchant account.<\/p><\/dd>\n<dt id=\"%F0%9F%8C%90%20does%20this%20plugin%20work%20with%20wordpress%20multisite%3F\"><h3>\ud83c\udf10 Does this plugin work with WordPress Multisite?<\/h3><\/dt>\n<dd><p>Yes! As of version 2.2.0, the plugin fully supports WordPress Multisite (Network) installations. Each site in the network can have its own independent gateway configuration.<\/p><\/dd>\n<dt id=\"%F0%9F%94%84%20can%20i%20process%20refunds%3F\"><h3>\ud83d\udd04 Can I process refunds?<\/h3><\/dt>\n<dd><p>Yes, you can process refunds for credit card transactions directly from the WooCommerce order screen. E-check refunds are not currently supported through the plugin.<\/p><\/dd>\n<dt id=\"%F0%9F%94%92%20is%20it%20safe%20to%20use%3F%20where%20is%20card%20data%20stored%3F\"><h3>\ud83d\udd12 Is it safe to use? Where is card data stored?<\/h3><\/dt>\n<dd><p>Card data is <strong>never stored<\/strong> on your WordPress site. All payment information is transmitted directly to the PhoeniXGate API over a secure connection. Always ensure your site uses HTTPS\/SSL.<\/p><\/dd>\n<dt id=\"%F0%9F%90%9B%20a%20transaction%20failed.%20how%20do%20i%20debug%20it%3F\"><h3>\ud83d\udc1b A transaction failed. How do I debug it?<\/h3><\/dt>\n<dd><p>Enable <strong>Debug Log<\/strong> in the gateway settings. Then check <strong>WooCommerce \u2192 Status \u2192 Logs<\/strong> for detailed error messages from the PhoeniXGate API.<\/p><\/dd>\n<dt id=\"%F0%9F%92%B0%20can%20i%20use%20both%20credit%20cards%20and%20e-checks%20at%20the%20same%20time%3F\"><h3>\ud83d\udcb0 Can I use both credit cards and e-checks at the same time?<\/h3><\/dt>\n<dd><p>Absolutely! Each gateway is independent. Enable both in <strong>WooCommerce \u2192 Settings \u2192 Payments<\/strong> and customers will see both options at checkout.<\/p><\/dd>\n\n<\/dl>\n\n<!--section=changelog-->\n<h4>2.3.0<\/h4>\n\n<ul>\n<li>\ud83d\udee0\ufe0f Added support contact banner on gateway settings pages<\/li>\n<li>\u2705 Tested with WordPress 6.9.1<\/li>\n<\/ul>\n\n<h4>2.2.0<\/h4>\n\n<ul>\n<li>\ud83c\udf10 Added WordPress Multisite (Network) support<\/li>\n<\/ul>\n\n<h4>2.1.0<\/h4>\n\n<ul>\n<li>\ud83d\udd27 Fixed transaction API response key name<\/li>\n<li>\u2705 Tested with WordPress 6.6<\/li>\n<\/ul>\n\n<h4>2.0.0<\/h4>\n\n<ul>\n<li>\ud83c\udfe6 Added e-check (ACH) payment gateway option<\/li>\n<\/ul>\n\n<h4>1.1.0<\/h4>\n\n<ul>\n<li>\u2705 Tested with WordPress 6.2<\/li>\n<\/ul>\n\n<h4>1.0.1<\/h4>\n\n<ul>\n<li>\u2705 Tested with WordPress 6.1<\/li>\n<\/ul>\n\n<h4>1.0.0<\/h4>\n\n<ul>\n<li>\ud83d\ude80 Initial release of the plugin<\/li>\n<\/ul>","raw_excerpt":"Phoenix&#039;s unified e-commerce and multi-channel gateway solution for the payments industry.","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/pcd.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin\/161824","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pcd.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin"}],"about":[{"href":"https:\/\/pcd.wordpress.org\/plugins\/wp-json\/wp\/v2\/types\/plugin"}],"replies":[{"embeddable":true,"href":"https:\/\/pcd.wordpress.org\/plugins\/wp-json\/wp\/v2\/comments?post=161824"}],"author":[{"embeddable":true,"href":"https:\/\/pcd.wordpress.org\/plugins\/wp-json\/wporg\/v1\/users\/wpspin"}],"wp:attachment":[{"href":"https:\/\/pcd.wordpress.org\/plugins\/wp-json\/wp\/v2\/media?parent=161824"}],"wp:term":[{"taxonomy":"plugin_section","embeddable":true,"href":"https:\/\/pcd.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin_section?post=161824"},{"taxonomy":"plugin_tags","embeddable":true,"href":"https:\/\/pcd.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin_tags?post=161824"},{"taxonomy":"plugin_category","embeddable":true,"href":"https:\/\/pcd.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin_category?post=161824"},{"taxonomy":"plugin_contributors","embeddable":true,"href":"https:\/\/pcd.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin_contributors?post=161824"},{"taxonomy":"plugin_business_model","embeddable":true,"href":"https:\/\/pcd.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin_business_model?post=161824"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}